GoLighter Installment Plan Promo

Promo Mechanics

1. The promo is open to all Principal Robinsons Bank Credit Cardholders of good standing*. Promo is not applicable to Robinsons Bank Corporate Credit Card.
2. Promo period is October 1-November 15, 2022, extended until December 31, 2022 as approved by DTI-FTEB.
3. Application or request must be made through Robinsons Bank Installment Plan Online Channel within the promo period to qualify for the promo.
4. The requested amount to be converted should be at least P30,000.01 and applied term must be 18, 24 or 36 months.
5. The requested amount:
   1. Balance Conversion – must be must be up to eighty percent (80%) of the assigned credit limit or equal to the statement balance, whichever is lower.
   2. Balance Transfer and Convert to Cash – must not exceed eighty percent (80%) of the available credit limit.
6. Robinsons Bank shall have the absolute and exclusive right to approve or reject the GoLighter Installment Plan request. Robinsons Bank is not required to notify the Cardholder of such rejection and the reason thereof. Robinsons Bank shall not be liable for delinquency of the Cardholder’s Robinsons Bank Credit Card, interest or penalty charge imposed upon the Cardholder as a result of the disapproval of his/her application.
7. To apply, Cardholders need to go to Robinsons Bank Installment Plan Online Channel. Cardholder must provide all required details in the Online Channel application. Any incomplete details will not proceed as successful application.
8. The approved GoLighter Installment Plan transaction is not eligible to earn Rewards Points.
9. The cardholder will be notified via SMS of the status of his/her GoLighter Installment Plan application.
10. Cardholders with qualified transaction will be identified and verified through Robinsons Bank system. An SMS notification with e-Voucher code will be sent out to qualified cardholders based on schedule.
11. Qualified cardholders can enjoy P500 worth of Instaperx 1Pass e-Voucher. Maximum of only one (1) P500 e-Voucher will be given to qualified cardholder, regardless of the number of approved and qualified GoLighter Installment Plan transaction.
12. Cardholders must redeem their earned P500 worth of Instaperx 1Pass e-Voucher within set validity period. Unredeemed e-Vouchers shall be forfeited after set validity period. See below list of partner merchants where P500 Instaperx 1Pass e-Voucher can be redeemed.
13. Dates relating to promo:

14. E-Vouchers are one time use only. Cardholders who will redeem the same bar code twice will be charged the cost of the voucher.
15. Offer cannot be exchanged for other items or discounts and cannot be used in conjunction with upgrade certificates, other promotional certificates and any other marketing tie-up programs or promotions.
16. Offer is not convertible to cash, gift certificates or to other goods and services.
17. The promo is subject to the Terms and Conditions of Robinsons Bank GoLighter Installment Plans (Balance Conversion, Balance Transfer and Convert to Cash) and the Terms and Conditions Governing the Issuance and Use of Robinsons Bank Credit Cards.
18. In case of dispute related to the promo and Terms and Conditions, the decision of Robinsons Bank shall be final with DTI consent.

*Cardholders in good credit standing are those with Robinsons Bank credit cards which are not reported lost, stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions Governing the Issuance and Use of Robinsons Bank Credit Cards.

List of partner merchants where P500 Instaperx 1Pass e-Voucher can be redeemed:

Per DTI-Fair Trade Permit No. FTEB-151860 Series of 2022.